A Cat 4-5 will get your attention for sure. We get them across the tropical north of Australia but down here we don't. We have strong wind from time to time though and that's enough. I'm not a fan of the wind to be honest.
I went through a Cat 3 in Cairns, Queensland and it was pretty full on with the storm surge, flooding and all. Not enjoyable.
I have been through probably 8 hurricanes, all 3 and above and none were pretty. Tornadoes in the southwest, four earthquakes two in California, one in Germany and one here. Cyclones scare the you know whatbout of me.
Well then, let's see if you can survive the G-dog coming over for Devonshire tea then; your survival instincts are honed, so I think it'll work out ok! 🙂