Now I live in Poland. And here only the payment of utilities comes out to $45. Renting an apartment costs $265. $160 minimum for food.
Unfortunately, in my homeland, prices are even higher, and wages are lower.
I don't know how I will be able to live in retirement.
I'm reading Robert Kiyosaki now. We must accumulate good assets and after some time our income will far exceed our expenses.
The big problem is that the accumulated financial resources must somehow be saved and multiplied. For example, in my homeland it is simply impossible to do this because of corruption, inflation and war. It is much easier to do in Poland, but it is also not as simple as it seems.
That's why I can't imagine myself retired.