Some days are like that. If not for the lady's nonchalant attitude, maybe you could have gotten home before the rain. Anyway your decision to stop the car and wait for the rain to subside Is a very smart move. Also refusing to wind down, when the man was at your car door is highly commendable, it shows that you are security conscieous.
Good neighbors are rare, but you found one. Best wishes.
Thank you for your time.