You've described a difficult situation for the story narrator. It's a good story conflict, which is one of the most important aspects of storytelling. When the reader sees that that main character is dealing with a problem, they become interested and want to read more.
You also did a very nice job with your dialog. The way the narrator converses with his mother and the scam employer is very realistic. Nice job!
The Ink Well has some great resources in our catalog of fiction writing tips. For example, we have tips on developing characters in your stories, and integrating action, dialog and narrative. These resources can help you learn how to further develop your stories with these important elements.
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