You do very well in this piece to describe your fear and set the scene, so visually, for the reader. Good use of all the tools that turn non-fiction into creative non-fiction—dialogue, a good arc and imagery.
Your decision to stop and wait for the storm to pass was probably the best thing to do, despite the tree branch. It’s so great that you didn’t suffer any serious damage and that your neighbour saved your clothes.
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Alright! I would keep that in mind. Thank you for your time.