I think this question would have to be answered in the broader context of life. If we were strapped for cash in our daily life or we were basically doing OK.
If everything was solid and OK financially, I would see no reason to do anything other than just continuing to hold, likely funnel all liquid rewards into HBD savings... assuming that was still "a thing" and still paying decent interest.
If we were struggling financially, we might take an amount out sufficient to cover the shortfalls. I don't think I'd want to drop much below 2500-3000HP or thereabouts. Enough to still curate actively, and give worthy content more than "dust" upvotes.