Seeing as I'm just shy of 10K (can't wait to hit that particular milestone) I'd probably power down %75 and drop into HBD savings. Lots of places still left in the world where an extra 15k per year in APR could let you live very well. That being said, I've always maintained that I wouldn't sell or power down until I could buy us a house, or at least an apartment. I do remember those magical days when Steem pumped up to nearly $7 and my account was valued at around 50K. I honestly didn't even consider powering down back then, it would have needed to hit $20 or more for me to really think about it.
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