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Great advice. While I live mostly how the title of this implies, I did it much differently.

I've never had much money or material wealth and grew up on the streets. While I live comfortably, I've done this through learning to do so with less and teaching myself the skills, so money is not needed.

I'll continue to divest from the system until I've done so fully, but my next move is to use my coming inheritance to invest. Hopefully I'll have done my homework, learning what I need to to make this strategy work. If not, I'm content with living without a monetary back up.

Good luck to all those attempting to gain more independence through hardwork, rather than trying to make a quick buck.

Maybe I'm one of those people who gets a piece of this advice! I'm not so daring financially, I don't know if it's out of ignorance, education or just a precaution. Thanks to you, I'm taking my first steps and I've bet on other investment routes. It's still too early to talk about success, but I feel that things are working and that makes me super happy. Surely the style you used to have is the dream of many, however, the different lifestyle you lead now, is also the desire of a part of the population that has already tried the other part, like the one that drinks a lot of alcohol and needs to get detoxify. Maybe, at some point in my existence, I can be in front of a beach, sitting, reading a book, in peace, and I can say: thank goodness I followed @rok-sivante's advice. Hugs, amigo

Cant agree more. Investing shall not be gambling; Its about long term gains, and it requires more than a great idea and great tech. Material things are cool (I do own some expensive furniture for instance) but financial independence brings in the end much more vue then a cool looking couch, chair, table or car. Unlike you, I’m not that independent yet, own and live in an expensive apartment (with lots of organic profit on it, but thats just paper at the moment, but a good investment so far). I did slow down on the lambo side of things: Drive a 9yr old Honda Insight for little costs. Are you up to sharing your knowledge and research on investing? I like to pickup investing again, did so a few years ago in crowdfunding startup and initial growth companies. Some are doing very well, other a lot less. That said, I like to get more into crypto and welcome collaboration with those who know how to research for investment opportunities. Not that I’m a specialist, but still, I do love the research and apply logic to decision making :)

Are you up to sharing your knowledge and research on investing?

Yep. Feel free to ask any specific questions...

Hahaha, ok ok. I can ask them here, which I'll do, but I wondered if you're up to being part of a little group of people who like to be informed and research before they make investment decisions. I was part of such group (we had 4 or 5 members at some point in time) with the aim of just doing that, but in the end nobody really cared for research other then reading the occasional news article. Anyway, when interested, let me know.

Regarding questions. I have my opinion in Ripple, and this is different to many people in crypto; I think Ripple is a perfect good investment, even though it is related to the old world and financial institutions; Maybe because of these relations its a coin to consider to invest in. I do wonder what your view on this coin is.

Needless to say: What about HIVE and STEEM? In the bullrun in 2017 I could buy a quality car, and then 90% was gone in a few weeks to month or two. I never capitalised on the gain; Stupid me, but for some reason I thought: Why shall I sell, I want to buy back anyway... But yea, that is more trading, and I'm more into investing.

I think I’ll pass on the group for now as I’m set in my portfolio for the time being and not seeking info on anything new at this point, and attention tends to be split between a number of existing channels for now.

I’ve become HIGHLY bullish on XRP. Didn’t touch it for 3.5 years because of the whole anti-bank ideology. Finally grew up, took another objective look, and can confidently say there are no other projects with as strong fundamentals justifying a completely bullish outlook. (Ethereum would be second next, but they still haven’t solved the scalability issue.)

Steem, I’m done with. Sun’s display of centralization with kicking out the community’s delegated witnesses and censoring them was an irreversible dealbreaker for me.

Hive... I have a certain amount of loyalty to the community and shall continue serving here. From the monetary outlook... I think as the crypto market as a whole rises, above will go with it. However I’d be very surprised to see the same type of gains as stuff like XRP, ETH, ADA, and VET where institutional money has stronger reasons to flow into.

Hahaha, you had to grow up and become objective on XRP. Cool! Though I feel sometimes a kid, on this front I was grown up before I stepped into crypto. We seem to have a common view towards crypto and their potential success: They bridge with the 'old' world. Something not seen by so many, but something so obvious. I see too many companies (including Dutch Tax, and other government institutions, and IT consulting firms like Deloitt etc) investing in blockchain but rarely trying to build something on just a public chain. The usually go for a private chain solution. But that is the step they can make at the moment; The step towards using public chain will follow once more people in these organisations get to learn what blockchains are and what crypto currencies are about.

ETH: you said it, scalability is the issue. ADA and VET I need to dive into. Steem: yeah, kinda agree. Now they seem to powerdown the STINC account, or at least one of them. Wondering what will happen. That said, TRON is marketing, something we dont have on HIVE. And yea, HIVE, am also part of this community and like to stick to it. After a very short research time for BTC mining in 2013, it was Steem that got me into crypto, so I have some loyalty towards our services here :)

I think the whole 'passive income' mindset is the worst one to ever hold.
It's a nice thought, but it creates a defensive, (losing?) mindset.

Moreover, in the new state of affairs in the world, it's more akin to 'old fashioned thinking'.

Being 'passive' in anything in life is (in my opinion), a losing strategy, and has nothing to do with money.

I'm more of a 'take what you can, when you can' kind of guy.
(my steem tokens now value at around $12 per steem -ish- from taking them and working them. ie not hodling, but working the money through other routes)

Passive is just too fucking.....er....passive..lol

EDIT : this is not financial advice,just a perspective from someone who likes the feeling of being alive. lol