Indeed, everyone doesn't have the same mindset, especially when it comes to money. That's the reason I don't want to give money to others. If I were in your place, I might not give the money also. I am heartless, even if he was my friend. Maybe I am cruel, but I think it's better to be cruel rather than feel regret later.
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Well I always lend him, just that this time I find a way to collect what he owes me and we are still good, not everything must end with violence😀