I think these guys are desperate as no one is actually loaning money again, they've chosen to go through unconventional and diabolical means to actually enforce people to take these loans. I think all the care is the percentage you'll pay back. Many people cannot deal with tarnishing of image online, so they know this and they just use it to take advantage of people.
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exactly, some people can't deal with their reputation being soiled online, especially people doing offline work because it could affect their jobs.
It just sounds funny and weird to me, a forceful loan