My advice is to be PATIENT and BORING.
Dumb post? Hahaha, this is no dumb and coincidentally I was thinking along this line when I came across your post on Listnerds.
If a person retires with so much money, does it means he/she should starts living large? I believe in the minimalist lifestyle -getting what you absolutely need per time and living slowly!
I think you are doing great and should keep going at your pace. Thanks for sharing! 🙂