I worked as a private employee for many years (around 20) and I can understand you because the same percentage (around 35 % )of my salary was held for healthcare and pension. Now I'm a freelance and, to be honest, it's not better. Now I have to pay different kind of bills and fees, but the total percentage for pension and healthcare is around 40 % and, at the end, my salary is less than before (even if I like this kind of job more than that previous one and I really don't want to come back to it ). No words. :(
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I think that regarding work it is far better to do what you like in order to be happy - If you have that chance.
35% or 40% for healthcare and pension, is more or less the same... I think I would make the same choice like you..
The point is not to need the healthcare system. Once you need it, you have to be resilient and try to get the max out of it... like you say. there are no words to describe the situation...