That's actually a great analogy with the bushfires. There has been a bit of discussion recently around how much of the funds raised by mainstream organisations like the Salvation Army and Red Cross is eroded by administration fees and how little is actually being distributed to those most in need.
There have been organisations setting up their own funds and basically getting a big tax write off for paying themselves to fix their own shit.
One council in a bushfire zone (and it escapes me which one right now) has actually come out and asked people to donate directly to smaller local community based charities in these areas as they have a better idea of who needs the most help and how to get it to them.
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Yeah, to me in this mad world, I know these non profits had the right idea but then greed kicked in for sure and I believe most are corrupt, kinda like churches too. In most cases the originator died and passes on the organization onto some greedy family or friends. I honestly don't think we can change but wished we could but it will take more people caring about the next man before themselves in s sense. I think its a start to go local and give yourself after feeling like you can trust that organization.