Wow, couldn't stop reading till the end. One point though hit me well;
"Implement a 30-day waiting period for non-essential purchases to help you determine if they're truly necessary. At the end you will find out some things are want and not really a need to us."
I think this alone is a big takeaway for me sir.
Thank you sir, for the time to go through this write. May all we need to implement the thoughts shared be available for us in Jesus name.
You're welcome sir.
Amen!