An attitude of gratitude is a wise one to have. All throughout life I have been grateful for where and to whom I was born. (proper use of whom?? I don't know) While I agree that hard work and effort play a very major role in a person's position in life, a fraction of luck, be it good or bad, still exists.
A few times in my life I got lazy (or as I call it numb lol) and just let life buffet me around without much direct input from me. It was during these times that my most creative ideas came into being and so I was even grateful for those downturns.
Life will always have ups and downs and it is easier to navigate with gratitude, patience and humor.
Yes, proper use of whom indeed.
Yes, luck plays a hand, maybe chance is what we should call it, happenstance. And as you point out, luck can be good or bad...it's how we then react to either that matters and that which can affect us moving forward in various ways. It's at those times when effort comes to the fore.
This says it all really. ✅
Oh chance is a much better word! That implies you actually have a choice 😀
There is a choice but its often chancy, but a chancy choice is better than no choice at all.
lol true