The thing is that most of the people who came into crypto in the first place are here for the sole purpose of getting rich overnight. I'd bet that more than 70% of them have literally no clue what's crypto all about, let alone how institutions and the monetary system work.
I don't blame them though, it's the narrative most influencers shill while trying to reach the bigger clout.
Things will change and people will be forced to learn the hard way.