I am also wondering how the present system will change as we move towards digitalization. The tokenizations and NFTs seems to make the most sense since it removes most of the barriers to entry and is the most inclusive for the largest group of the population. The problem is that banks and other organizations will still be a part of the economy but as for what portion and how they look, I do not know.
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I am not sure how it all will unfold but I believe the gatekeepers will not be happy.
Just a guess though.
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