Speaking of products. HBD savings. Top, bottom, inflation. These things don't matter to someone who had the goal of growing their money in mind. Regardless of conditions, when that individual decides it's time to go, it's time to go. Conversion is the most convenient. That's the offer on the table. It's common practice to go from stable coins to something else hitting lows and that doesn't have to be HIVE once everything is said and done. In theory it works great, for those interested in the offer. In practice, it doesn't work great, for those making the offer. Not much can change that.
And whatever gains are made pinching pennies at the bottom are lost the longer this goes on. More involvement speeds up the loss. In this scenario the bottom and the top is one thing, not two things. Cutting one end of the rope off and tying it to the other end does not make the rope longer.