You've made a whole lot of sense here my friend, It's just that I do not trust a democracy or any system of human government completely. I'm happy to be subject, but I would never bank on a manmade system of human government. Time has proven that it's only temporary but what you imply is a regular checking of the system for flaws I guess.
The idea of equal rights regardless of amount of stake is a good one perhaps, then decisions will be made by all who wish to have a say. Somehow i still see a loophole with the endless possibilities of time and chance.
Its a great proposal though, it will fly for sure.