Blessings bro! 50,000 towards education sounds like a good plan. I would just make sure to spend it on fields that make sense like cyber security, AI management, digital finance etc, no literature or language course LOL.
At this point in time, investing in HIVE makes sense as you could delegate it out to various projects and earn passive income. A physical business now is a headache unless you operate online and even then. But still, all eggs in one basket might be messy if the one basket drops. HBD APY is very good, I was looking where to put some yen to earn decent interest, it does not exist.