I love the vision here and you're right, they don't want to lend you anything to elevate yourself. They would rather keep you tied to them. It is a challenging thing to consider, but we only a pass through dis earth yaa man. Find what works for you. Jah love.
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Real ting,the banks basically know that a majority of peeps not gonna be able to pay off that loan because of inflation and how the system set. But there is always a way. A true, one life and best live it in a way where you can have peace of mind.