"you can build on more income streams and with a little delay in gratification, you make your future self's life a little bit easier" Most people think like this bahala na si Batman which is fine it's their life. You ask them how are you? The next year, The answer will be "Heto ganoon parin walang pagbabago". People irl ask me for advice I always tell them to start small pa piso piso then hundreds, thousands eventually millions. It's never too late to start over consistency is the key. "Learn to work harder on yourself than you do on your job. If you work hard on your job you can make a living, but if you work hard on yourself you'll make a fortune" - Jim Rohn.