Introducing the Compound Interest Calculator at HBD [ENG-ESP]

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Since witness decided to increase the APR of HBD placed in savings; interest in our stable layer one token skyrocketed. Eyes are turning to observe the great benefits this coin has. At Hive we know it relatively well. We use it on a daily basis, however with this new interest, it is good that we are studying savings formulas, which are very powerful.

This great event led us to create the "HBD Compound Interest Calculator ", so that everyone can make their saving strategies. We included it in a simple informative website.

This website is still under construction. Some make-up details are missing. We would also like to read suggestions from the community. We wanted to publish it as soon as possible for its usefulness. At the moment it is only in Spanish, but later we will have the option in English. However, we will use it already in our HIVE adoption projects.

Translated with www.DeepL.com/Translator (free version)


Desde que los witness decidieron aumentar el APR del HBD colocado en ahorros; el interés por nuestro token estable de capa uno se disparó. Los ojos están volteando para observar los grandes beneficios que tiene esta moneda. En Hive la conocemos relativamente bien. La usamos a diario, sin embargo con este nuevo interés, es bueno que estudiemos fórmulas de ahorro, que son muy poderosas.

Este gran acontecimiento nos llevó a crear la "Calculadora de Interés Compuesto en HBD", para que todos puedan realizar sus estrategias de ahorro. La incluimos en una sencilla web informativa.

Esta web sigue en proceso de construcción. Faltan algunos detalles de maquillaje. También nos gustaría leer las sugerencias de la comunidad. Quisimos publicarla lo antes posible por su utilidad. Por el momento solo está en español, pero más adelante tendremos la opción en inglés. Sin embargo desde ya la usaremos en nuestros proyectos de adopción a HIVE.

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HBD Compound Interest Calculator.

Compound Interest. It is the one that is added to the initial capital and on it new interests are generated. As HBD interest in savings, it is paid monthly; each month you can deposit that interest, so that the following month you receive more interest.

The calculator works with 3 fields:

  • Amount (Initial Deposit)
  • Interest (20%)
  • Months (Time of deposit without withdrawal)

We wanted the interest to be placed and not fixed at 20%, so that it can be used in other investments. Also to calculate the HBD in Polycub, although we know that APR varies all the time.

You can discover the power of compound interest right now by visiting the website. Make your savings strategies based on a fixed deposit. Soon we will program it so that you can perform operations with multiple deposits. For example to know how much is the compound interest, depositing 35 HBD monthly for three years. ***If someone can help us with that code it would be great.


Calculadora de Interés Compuesto de HBD

Interés Compuesto. Es aquel que se va sumando al capital inicial y sobre él se van generando nuevos intereses. Como los intereses del HBD en ahorros, se paga mensual; cada mes puedes depositar esos intereses, para que el siguiente mes recibas más intereses.

La calculadora funciona con 3 campos:

  • Monto (Depósito inicial)
  • Interés (20%)
  • Meses (Tiempo del depósito sin retirarlo)

Quisimos que el interés se deba colocar y que no esté fijo en el 20%, para que se pueda usar en otras inversiones. También para calcular el HBD en Polycub, aunque sabemos que ese APR varía todo el tiempo.

El poder del interés compuesto lo pueden descubrir ya mismo visitando la web. Hagan sus estrategias de ahorro basadas en un depósito fijo. Próximamente la programaremos para que pueda realizar operaciones con múltiples depósitos. Por ejemplo para saber cuánto es el interés compuesto, depositando 35 HBD mensuales por tres años. Si alguien nos puede ayudar con ese código sería genial.

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As you can see in the image, the total capital of keeping 100 HBD in savings for one year would be $120. However, thanks to compound interest, it is $121,939.

This was a work done by @enmy and @danielvehe, thank you.

Web http://hbd.rutablockchain.com/index.html


Como pueden observar en la imagen, el capital total de mantener 100 HBD en ahorros por un año sería $120. Sin embargo gracias al interés compuesto es de $121.939

Este fue un trabajo realizado por @enmy y @danielvehe, gracias.

You can support our work with a delegation. We pay 90% to our delegators.

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Wow! Amazing application! I wonder if it's possible to add a feature where it also calculates the compounded amount when we add certain HBD to the principal daily?

For example:
Initial Capital: 300 HBD
On the second day we add 2HBD and will do that everyday for let's say a month to a year and it will calculate how much it would become in a certain period of time.

Posted Using LeoFinance Beta

Nice, I am curious to know that too

Yes, it would be awesome if someone can code this and get added on the calculator.

Posted Using LeoFinance Beta

Yes, that calculation will be added in the next few days. It is very useful for us to have that data as well. Thank you for your appreciation

Wow, that is amazing! Thank you. This tool is really going to be very useful. Kudos to you and everyone behind this❤

Posted using LeoFinance Mobile

I like it already and agree that "For example to know how much is the compound interest, depositing 35 HBD monthly for three years. ***If someone can help us with that code it would be great." would be a great addition.
!PIZZA

As soon as we can, we will add that option. We think it is very important to have it.

This is great, I will definitely be using this tool

Thanks for this I wasv wondering about the returns on HBD would be.

I'm off to the site to take a look...

Interesante aplicación espero por hacer la pruebas

Buen trabajo chicos. Continúen así 👏👏👏

Esto está muy interesante

Buen trabajo chicos..Han creado una excelente herramienta para uso de todos los Hivers 💪