Nice to see you, nice to see nice weather too. :)
I'm here for the other two types of income. Earned income could only come up eventually.
You are absolutely right about the general lack of education in economics and finance.
In my opinion it is intentional as financially illiterate populace is easier to keep in line.
Yeah... I didn't want to sound too conspiracy theorist, but it is easier to "control" the masses when they aren't educated... Money is power, and keeping most of the population without it is a powerful tool...