just having money won't do, not everyone knows how to utilize it properly.
And from what I have seen so far, when someone has the money earned by his struggles, he knows how to utilize them properly. Otherwise, your one seems more accurate.
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yeah true that. I agree 100% on this. Money earned from struggle is not an easy task. The one who does it, that person knows. And, it is also true that knowing to utilize it well is also a skill.
Your one is also legit. Simply because someone who has struggled with money in the past has surely learned a thing or two about money management by the time they are well off and secure in terms of money and living.