Hive in savings does not accrue interest. Powered-up Hive (Hive Power) accrues interest at about 3% APR. When it’s powered up you also can gain more from voting on posts.
HBD works differently. HBD in savings accrues interest, (current rate is 12% APR)
Oh, I didn't know that, I should use my all Hive for powering up. Thanks for all the information.
Posted via D.Buzz