Yeah no for sure... that's a long term thing and it's more a thing of securing a nice income for when or if we can't work anymore... we have the cash flow now so why not spend it wisely?
Buying our first house is nice, what we also worked out was that if we pay R2000 (ZAR) more than we should each month.
The repayment currently is R10000 (ZAR) adding 20% to that cuts the home loan from 20 years to 10 years. . And we can afford to put down almost double the 10k a month. We are going to smack it down fast. I reckon 5 to 7 years.
Which is really good considering people legitly sit with those loans for their entire life. ( ofcourse life will happen in between. Therrs always bumps in the road)