Hahaha, thanks for the links, I'll have a peek.
To be honest I understand less and less of this stuff. So much seems gimmicky to me. I personally won't use a smart device and I can't have a bank account, so the limitations of crypto (especially when trying to have any amount of privacy) are becoming obvious. Not all crypto is alike, of course, so I still have hope for something good to come of it all.
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I have no bank either, I took the first C.E.R.B payment a few months ago and HSBC closed my account
Oh wow, nasty. I've never had any dealings with HSBC but I assumed they weren't as bad as the big 3.
Do you know why it was closed?
Better off without a bank. It's hard at first if you've built your life around it, but it can definitely be done. We survived without them for millions of years, and we could do it again.
I suspect its because I didn't declare my income last year and then claimed cerb, grey area fraud, but they didn't even ask me to declare it so its easy enough to ask for a audit, not saying I could produce one either.