Thanks for a great comment. Very true about the HBD rate currently, it's actually a great chance for some organic growth for people. I have 500HBD coming out of savings this evening and Ill be converting to Hive. It will be back to parity before the end of the year I reckon
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I'm sure that it will equalise eventually but for HBD to Hive conversion is the way to go!
!pizza
Yes I'm confident that it will happen before the end of 2022