In a way the DHF could work like VC's. If the big stake holders took their role more seriously. If you want to get funded, you need to make sure that the people who have the most stake in the game like your project and vote for it. They pay indirectly through the hive inflation. The problem I see is that there are too few big holders that can make sure that a project is funded... The distribution of hive power isn't decentralised enough for something like that to work I believe...
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This is true, but it is not a "direct loss" and they are not accountable... The direct funding by whales would bring "responsibility" to a higher level, and we would have better motivation and will to succeed...
And your token distribution problem stands... but it is, what it is... we can't change that... But, we can change the way how we operate...