I don't have any debt
That's definitely something to be grateful about. Most people have debt and sometimes when you factor their cashflow and assets, their debt ration is a lot higher.
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I don't have any debt
That's definitely something to be grateful about. Most people have debt and sometimes when you factor their cashflow and assets, their debt ration is a lot higher.
Yes less stress if you are debt free that's why I always choose to save if I wanted to buy something. Most people will choose to take loan or borrow money just to get what they want or need.
I also tried spend not beyond my salary. I also do lots of side hustles while working so I can have extra money and a savings too