This is very relatable content. I relate so hard to money being wasted when you don't even get the visa at the end of the day. For example, one of the checks I had to do last year is a Tuberculosis test that is going to expire next month. Getting the certificate was hard, I wasn't able to travel, now I have to go through that stress again to get a new one if I want to travel.
The conditions are very stressful considering how those other nationals don't stress as much when coming to my own country. Having the funds doesn't even spare you if you're not high profile. You're automatically under high scrutiny just for holding your passport.
I don't think the system will ever be fair enough for all passport holders. Poorer and more controversial countries will always be at the bottom.
Often other nationals doesn't have to go through these checks if they just want to travel for a short period of time but of course, if they want to stay longer and such, there are some requirements needed. And yes, having funds don't often guarantee too, status matters as well at times 😄 and as much as it annoys me, it's just how it is. The international affairs can be very complex and I understand that part but it just unfairness treatment that irks me 100% of the time.