You are right to point out that at the moment, the dhf has two weaknesses. There is no guarantee that full funding is provided and it offers no incentive for a project to be profitable. If projects start to rely only on dhf funding, I don't see it as a sustainable solution.
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Maybe there should be a statement (like on EU projects, haha) that the DHF provides 50% funding or something like that, and the initiator of the project has to provide 50% himself (he can collect donations in some special fund or Hive account opened for this) as Liotes has... but here we are back to trust