I like the idea of a speculator fee that allows instant power down. I would like to see an account lock added with it so that we have the extra security of being able to lock our accounts to prohibit an instant power down.
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Agreed, the main focus on this idea is how to better protect the users. Lots of ideas coming forward. And the account lock would be a must, the ability to remove the feature, freeze the account, opt for a time buffer so maybe its not instant but takes a hour or two.