16%, 15, 12 and even 10%....
All those proposed numbers are at least 50% higher than the US treasury and they are highly competitive with curation rewards.
It is difficult to onboard people on Hive in general and that is not news. Even at 10% we have one of the best yields out of both real world and DeFi platforms.
We make onboarding easier we attract users with those APR even at 10% because that is objectively a high interest rate.