HBD/HUSD is just a option to consider. Its more about removing pointless information that has no place on the basic frontend wallets seen at first time experiencing Hive.
Its a huge issue and a massive obstacle for anyone trying out Hive for the first time.
We first lose new users on account creation and the rest we lose due to confusion.
Yeah I had it written just like you but removed my comment about the signup funnels. I did not want to bring this very negative part into such a progressive and positive post haha