This may be too much risk for people to want to take on, considering that users could potentially try to sue them if their funds go missing and also that their servers would become a high target for hackers. Ultimately, web 3 is about self ownership and responsibility, so it's best that people are educated - though it's possible someone may produce the functionality you are describing at some point.
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Unfortunately, they are not, the majority of social media users in my country don't even understand how they benefit, its a good source of time pass for them.
@resonator some people do what they called follow your people mindset. They stick to what other people run to not minding what benefits, advantages, importance and the other way round it may bring. It is awesome to know about Web 3.0.