I agree. That is why I am a fan of not lowering the power downtime but instead adding a instant power down + 10% fee attached in which the fee goes back to the stakers. With this in place, we could move the power downtime from 3 months to 2 years. This system will guarantee a high rate of return in Hive simply because when people need to cash out, they will hit the instant way, thus leaving more and more fees to be given to those remaining powered up. Basically, people who power down all their rewards now will be the ones instantly powering down their rewards under a IPD system—so finding a way, in theory, to appease the short-term speculators while rewarding long-term holders.
I know I will hear with IPD because it makes it easier for people to get out and thus not keep people sticking to the platform. But I would argue these people would PD 100% under the new system anyway. People who are not PD now, I don't see PD instantly for a 10% hit because if they needed the $$ that bad, they'd be powering down already.