Yes, I'm glad to see that more top witnesses are taking the right approach to the community.
Yeah guys, we need that 20% to retain users and incentivize long-term holders here.
I'm fine with 15% although I don't think it's bad to increase it to 20%, and even more so if we consider the BULL Market.
If there's ever a time when it makes sense to increase the APR it's now, we need to attract more people here!!!!
I don't see any TECHNICAL justification that indicates that 20% APR is a mistake at the present time.
@toofasteddie
I personally think 20% makes sense and maybe push the envelope by going to 25% and trying to always maintain that rain or shine. The only time I think it should be lowered is if the debt ratio becomes too high.
I just feel like more of the issue becomes marketing. We need a lot more people here active and that percentage wouldn't be as big of an issue.
It's good to see all those people put down 20%, but I don't think they will increase the APR. I think most people I have seen reasoned that a higher HBD APR is better during the bear market to incentivize people, but I have no idea if that should be true or