As for the referral program, you know which 'crypto' referral programs are best known around the world? OneCoin and DagCoin...And yes, I know...👀
I would never want to hear people to associate Hive with that, hence my concerns.
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Well, those are scams. People who get help in the beginning, and who start earning on Hive will know this is a decent place. The beneficiary rewards actually incentivize people to help others. This is a positive thing. It's not related at all to scams. Let's face it, unless we all get serious about onboarding, Hive will just remain a small niche thing.