@aksounder - I'm also not a homesteader, but do fit more into the minimalist category you speak of. And, boy are you right about most people's mentality towards debt. I often thought that when i heard someone make comments about, oh they got a "Good deal " on something but they still charged it. Like, why couldn't you pay for it outright then? All the interest you end up accumlating negates the "savings "
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