I treat Crypto's and ICO's as an hobby.
If I make money fantastic, if I lose money it's not a problem.
Really education is the main driving force when investing in ICO's.
If you do not know what you are doing then do not part with your money.
Lots of people follow hype when the prices are rising, and then comes the dump, the price falls and the only ones left are the people who are uneducated in the business.
People should do their own research and have fun doing it.
Are the team running the ICO qualified to do the job?
Does the company have an actual product?
Do they already have an income or qualified intentions to buy?
Can you see a future for the product?
If all Yes's then it's up to you to do more research and then decide.
I like the government staying out of it, for me it's more exciting.
Thanks for a great Post, I will Follow you, hope you return the favour.
On it, have a great week man!