Cryptocurrency truly is money without borders and free from oppression of centralized control. Banks, neither central nor public/private have any say or control on it. Those who have stake in the blockchain are simply the owners of that blockchains tokens.
This is perhaps one of the key reasons mass adoption will happen. This is also the biggest reason the banks are running around afraid like headless chickens. There is a chance that in five years time, once the realize that they can't stop it, they might even become the leading investors and promoters