I understand your concerns, but no matter how we look at the picture, the only defense we have is education. But when money is removed from the picture, they are losing the main weapon. Constant vigilance is key, but that can be taught too. At some point we will have to move into an uncharted territory regardless, because our salvation will always be what lies in what has not been tried before. :)
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I agree. Education is key. Agreed. Trying new things is vital. Decentralized money is moving many people away from centralized money. After that, then even more people can move towards no money at all. So, progress can be gradual.