Yup! It need be! We also need new leadership that isn't prone to cynical misanthropy; that understands that humans will engage positively when given half a chance with their basic needs met ( Maslow)....
I think the fairest way to do this would be to socialize the creation of money.i.e. Positivemoney.org......Crypto might do the trick, too...We'll see .....I'm calling for something like The Global Commons Society with Four Pillars taken off capitalist coercion and unnecessary exploitation:
1)housing
2)food
3)education (re-ed. on ecology and economy).
4)health-care and a large part of that is teaching preventative techniques....
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I love the idea of combining Positive Money with UBI. I keep hoping that they will start talking a lot more about UBI as the way of creating money, because I think that makes far more sense to fully decentralize the currency creation, than it does to let government decide how it wishes to spend the money it creates for itself instead of its citizens.
Oh, yes, it's a very bad idea to have currency creation modeled on a debt pyramid scheme!
My Four Pillars will be difficult for hard core Capitalists for a number of reasons which I'll list below...
2)they tend to deny that there are limits to growth.
3)they tend to deny that scaling a new civilization without fossil fuels is hard...Very, very hard...
4)they tend to deny that 10 billion people by 2050 practicing various types of narcissistic behavior is any problem at all....
But, hey, one problem at a time, I suppose, but my Four Pillars adequately addresses all these issues and still leaves room for a stripped down capitalist system.....