Crypto is the best future for finances I believe. We need it a people currency not an institutionalised one. With using Steemit or format similar to create the coins is not beneficial to us all , Just to those who monopolise the format as it is, reaping massive reward for low value content, which can be found in many places on the net.
Solution is in changes of many things how they are done and monitored. For the ability to grow and expand a Crypto currency or energy grid is the most effective way to generate this change.