It is so true! It was depressing but I haven't given up. Steemit brought me back. Here is my latest post which goes into my situation more. Do you think I should sell my house for BTC? https://steemit.com/house/@brianphobos/should-i-sell-my-house-for-bitcoin-or-just-pay-it-off-with-steem
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No don't sell your house! if you can pay it off with steem that would be great!!!! I think I am going to start investing 15% of my income every month but never invest more than you can afford to lose