Welcome @oluwatommy! Glad to have you here with us. I can tell just by your writing style that you are a very ambitious person, and I very much admire that! You ask all of the right questions of yourself. I know that a person on a quest to learn as you are will go very far on steemit! Thank you so much for posting and letting us get to know you. You mentioned countries allowing these new modes of payment... well, you dont have to wait! They have Steembay. An auction site like ebay but mostly hand made crafts from local artists at the moment. You buy these things with Steem you earn from posting! Thanks again for sharing your day with us!