For reference, the other blog post I made, the one referenced in this can be found here. https://steemit.com/steemit/@mrkuujo/tutorial-from-your-steemit-account-to-your-bank-an-easy-guide-to-withdraw-your-cash-usdusdusd
As a comment pointed out, if you can afford to, don't cash out! try to funnel your earnings back into the system!