yes resource credits can be a problem.
I can help you out a little. Do this course, its free. watch it on fast play and it will take you around 40 min. Let me know when you complete it and I will delegate you some RCs to help.
https://www.udemy.com/understanding-the-steem-blockchain-economy
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Good morning, @paulag. I've just finish your course on Udemy. I'll need to redo it, in order to understand all the concepts better (RC, mana, SP, RShares...). Thanks for your help! Greetings from Spain.